Our Vision

We envision a world where the dream of vehicle ownership is within everyone’s reach.

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Our Mission

To pave the way for individuals to realize their dream of owning a vehicle through our tailored auto loan programs.

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Core Values

We promise to always be by your side, making every mile towards your new vehicle smoother and more accessible.

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Company Overview

Empowering Every Mile

Our core focus is to create a convenient automotive ecosystem by offering our customers a wide range of vehicles financing programs and innovative BNPL (Buy Now Pay Later) solutions that complement the industry.

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Steps of Mortgage
process

where the dream of vehicle ownership is within everyone’s reach.

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Check your eligibility

Answer a few simple questions about you and how much you’d like to borrow.

Mortgage in Principle

We’ll let you know if we can lend to you and how much you can borrow from our side.

Choose vehicle

Tell us about the vehicle you’d like to buy., Select the mortgage that’s right for you.

Mortgage offer

If you and your chosen vehiclematch our lending criteria, we’ll agree your mortgage offer.

Online Application

O2 FINANCE

We're here to simplify your mortgage experience

Faster decisions

O2 Finance
  • Being online and automated means you get faster decisions throughout the process and can receive an offer faster than with any high-street bank.

Fully online

O2 Finance
  • With no paperwork or appointments, you benefit from an application process that is entirely online. Molo is a fully digital lender.

Fair and trustworthy

O2 Finance
  • There’s no jargon or hidden fees. All the information you need is at your fingertips on our website, including the true cost of your loan and any other fees.